Statement OCR

Bank Statement Sample & Example

A bank statement opens with account and period info, then a chronological transaction table and a reconciliation summary. Here is how to read it.

What a Bank Statement looks like

Bank Statement — sample layoutannotated
Account holder & bank
Whose account it is and which institution, plus a masked account number.
Statement period
The date range the statement covers.
Opening & closing balance
The balance at the start and end of the period — they should reconcile with all activity in between.
Transactions
Every line: date, description/payee, and amount (debit or credit).
Total deposits & withdrawals
Summed inflows and outflows for the period.
Fees & interest
Any service charges or interest earned during the cycle.

Illustrative layout for education. A real bank statement may vary by issuer.

The data you get when you extract it

Upload the same bank statement to Statement OCR and instead of reading it by hand you get clean structured data like this:

{
  "date": "2026-01-15",
  "description": "Professional services",
  "amount": "4820.00",
  "type": "debit",
  "balance": "4820.00",
  "_confidence": 0.98
}

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FAQ

What does a Bank Statement look like?

A bank statement opens with account and period info, then a chronological transaction table and a reconciliation summary. Here is how to read it. The annotated example above shows each region and what it contains.

Can I use this Bank Statement sample as a template?

Use it to understand the layout and fields. When you need the actual data off a real bank statement, upload it and get structured JSON/CSV back — no manual typing.

How many months of bank statements do lenders want?

Two to three months is typical for mortgages and business loans, though it varies by lender and product.

What is the difference between available balance and statement balance?

The statement balance is fixed at the end of the cycle; the available balance is your live balance minus pending holds.

This page shows an illustrative Bank Statement example for educational purposes and is not tax, legal, or financial advice.